1324 Niagara Lane

Franklin, IN
$ 377,900 Beds 4 Baths 3 Sq 2,851
Monthly Estimate* How much can I afford?

Welcome to 1324 Niagara Lane in Franklin's desirable Cumberland Commons! This spacious 4-bedroom, 3-bath home offers over 2,850 square feet of thoughtfully designed living space with room for everyone to spread out. Updated HVAC system and fresh paint throughout. The open-concept main level features a nice sized kitchen with center island, pantry, and abundant cabinet space, flowing seamlessly into the living areas. A formal dining room provides the ideal setting for holiday gatherings, while a dedicated office or flex room and a full bath on the main level add versatility. Upstairs, you'll find four generously sized bedrooms, all with large closets, including an expansive primary suite with dual vanities, dual walk-in closets, and private bath. Multiple living spaces offer flexibility for a loft, playroom, media room, or home office to fit your lifestyle. Step outside to enjoy the fully fenced backyard featuring a spacious patio. A 3-car attached garage provides ample storage and parking. Conveniently located near schools, shopping, dining, hospital and commuter routes, this move-in-ready home combines space, functionality, and comfort in one exceptional package.

Active

  • Price
  • $ 377,900
  • City
  • Franklin
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • JOHNSON
  • Half Bathrooms
  • 0
  • Area
  • Franklin
  • Lot Size
  • 0.17 Acres
  • Zip
  • 46131
  • Sqr Footage
  • 2,851
  • Year Built
  • 2008
  • Taxes
  • $ 3332
  • Style
  • Traditional
  • MLS#
  • 22117107
Listed By: Alex Bare with Berkshire Hathaway Home;
Data Source: MIBOR Broker Listing Cooperative

Features

General

Heating Forced Air,Natural Gas
Cooling Central Air
Utilities Cable Available,Electricity Connected,Natural Gas Connected
Possession Closing
Appliances Dishwasher,Disposal,Gas Water Heater,MicroHood,Electric Oven,Water Softener Owned
HOA Fee 159
Garage Spaces 2
Association Fee Includes Entrance Common,ParkPlayground
Patio/Porch Features Patio,Covered
Architectural Style Traditional
Construction Materials Vinyl With Brick
Year Built 2008
Township Franklin
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Assoc Fee Paid Per Annually
County Johnson
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Cumberland Commons
Garage Y/N Yes
Total Rooms 11
Full Baths 3
Status Active
Directions GPS Friendly
High School Franklin Community High School
City Franklin
High School District Franklin Community School Corp
MLS Area 4105 - Johnson - Franklin
Lot Size Square Feet 7187
Property Attached Y/N No
Middle/Junior High School Franklin Community Middle School
Standard Status Active
Tax Lot 105
Legal Description Cumberland Commons Sec 2 Lot 105 Mp Franklin Communi

Interior Features

Interior Amenities Attic Access,Vaulted Ceiling(s),Kitchen Island,Pantry,Walk-In Closet(s)
Basement (Y/N) No
Laundry Features Main Level
Total Bedrooms 4
LivingAreaSource Assessor
Total Baths 3

Exterior Features

Exterior Amenities Playset
Fencing Full
Parking Features Attached
Lot Features Sidewalks,Mature Trees
Water Source Public
Foundation Details Slab
Building Area Total 2851
Lot Size Acres 0.17
Other Equipment Smoke Alarm
Horse Amenities None

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Greenwood, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Franklin Community Middle School
High School Franklin Community High School

Price History

7/31/2026 Listed $389,900
9/22/2026 4% - $377,900

Property vs Zip Code Average in 46131

Price
AVG $400K
$380K
Taxes
AVG $3,454
$3,332
Year Built
AVG 1985
2008
Visits
AVG 50
49
Data Provided by Inside Real Estate®

1324 Niagara Lane Franklin, IN is a Single Family Home for sale at $377900 with 2851 sqft and a lot size of 0.17 Acres Acre(s). 1324 Niagara Lane Franklin has 4 bedrooms, 3 baths and was built in 2008. The property's zip code is 46131 which is in Franklin, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.